Partners

Accuspex Home Inspection Services, Inc

Website:
Phone:
(410) 795-0065
Contact:
Mike Kimble
Email:
Accuspex@aol.com

HOME INSPECTIONS

The American dream of buying a home will probably be the biggest and best investment you will ever make. The small price of a professional home inspection can provide you help in making an informed and wise decision on your purchase.

A professional home inspection is a visual examination of the home with an experienced eye. The inspection is a reasonable effort to disclose the condition existing on the day of the inspection. It is an impartial, third-party evaluation of the physical structure and major systems of a house.

The inspection will prepare you for proper maintenance of your investment, will show you how to operate the systems in the house, and locate where the emergency cut-offs are in the dwelling.

Your property consultant has the knowledge and experience to inform you of potential problems and advise you on how to handle them.


Apex Home Loans

Website:
Phone:
240-508-5671
Contact:
Keller Shinholser
Email:
kshinholser@apexhomeloans.com

Keller has been in mortgage banking her entire life. Her mother was a loan officer and her father was a realtor. Keller delivered rate sheets for her mother when she was in high school.

Keller began working in the mortgage field as a processor. She particularly enjoys working with first time homebuyers in a special effort to ensure that they understand the process completely. Since it is unlikely to be their only mortgage, she wants them to understand the process for future transactions. Transparency is her specialty. Keller works to keep her borrowers, no matter what type of transaction, informed along the way. Sometimes she is not able to deliver the responses that people would like, but she wants to be clear so everyone understands the process and its status. Keller will not tell you she can do something that she cannot accomplish.

Keller is a night person which makes it convenient for her agents and borrowers to reach her when it is convenient for them. Many contracts are negotiated in the evening or on weekends.

Call Keller anytime to be prequalified or discuss other financing options.


Building Inspectors of America

Website:
Phone:
301.916.0300
Contact:
Ron Meely
Email:
301.916.0300

Home Inspection

Previously, due to soaring home sales in the Washington D.C metropolitan area, some home buyers chose to omit home inspections for fear of losing the competitive edge in the bidding war for a home of their choice that was within their budget.  Currently, during more realistic times, buyers are giving critical weight to the outcome of home inspections as they balance affordability with the cost of repairs. Today’s buyers arrive at the negotiating table well-informed; intent on learning everything they can about the property condition, and are suspicious of information lacking or not forthcoming from the seller.

A home inspection is much more than just paying someone to provide an opinion. It is the sum of all the experience and knowledge that an inspector applies during the process of studying and assessing the condition of your home. Since there is no such thing as a "perfect" house, even the most well-maintained home generally has defects or problem areas which even the most conscientious seller may not be entirely aware.  A professional home inspection can quickly and efficiently identify problems in a wide range of areas to help the buyer make an informed decision.  What could be more important than having peace of mind when it comes to what is likely the single largest investment of your life?

A home inspection serves three purposes:

  1. To evaluate the type, quality and approximate age of the various materials, components, and systems within the home and document the needed repairs.
  2. To verify that all items contained within the sales contract and/or addendum are operational and serviceable.
  3. To familiarize the client with the unique features of the home and provide suggestions on home maintenance, home improvements, and energy conservation. We encourage you to be present and participate fully in the inspection by asking questions and learning about your new home.

 

What can we do for you?

The Building Inspector of America provides a thorough and detailed analysis of the home’s current condition.  A comprehensive digital report with photographs is provided within 24 hours of completion of the home inspection.  The report documents any defects or deficiencies and needed repairs.  Our inspectors are well-informed, polite and helpful; they will answer your questions and assist you in understanding the findings.  Should any questions or concerns arise about the report or the home following the inspection, telephone consultation with the inspector is available at no extra charge to the client.


Embrace Home Loans NMLS #191852

Website:
Phone:
Cell: 301-523-1893
Contact:
Tina Del Casale
Email:
tdelcasale@embracehomeloans.com

Buying a new home

For over 30 years, we've been helping tens of thousands of people to get the low-interest rate loans they need to turn their dream home into reality. Our streamlined, personal approach makes the process as easy and stress-free as possible. Whether you need a FHA insured loan with a low down payment, a conventional 30-year fixed mortgage, or any other type of loan, your personal Mortgage Specialist will work hard to find the perfect loan for you.

First Time Home Buyer

Buying your first home is an exciting process with many mixed emotions. At Embrace Home Loans, it's our job to make sure that you're overjoyed and not overwhelmed. Our easy-to-understand, personalized approach to the loan process makes us an ideal lender for first-time homebuyers. When you work with Embrace, we'll make sure you understand the entire process and work hard to get you the loan you need—whether that's an FHA, VA or Conventional loan. With over 30 years of experience, we specialize in finding the right loan for you.

Home Loan Types

Finding the perfect loan for you.

At Embrace Home Loans, we offer many different types of loans to meet many different needs. But perhaps more importantly, we offer the experience and expertise to find the perfect one for you. Whether your ideal loan is a conventional loan with a fixed-rate or one insured by the federal government, we'll do everything we can to make it yours ASAP.

 


Equity Resources, Inc. Mortgage NMLS #198293

Website:
Phone:
(301) 674-7716
Contact:
Laura Fournier
Email:
lfournier@callequity.net
Buying a home

 

Businessman and questions
 

 

There are many steps to the home buying process and sometimes it can be confusing, stressful, and intimidating. The step-by-step process below will help reduce that stress and frustration, and provide you a more positive home buying experience.

Step 1: How Do I Get Started?

 

junge frau, große fragen
 

 

First, ask yourself what your monthly payment is going to be. Use the calculator provided on the right side to get an estimate on your monthly payment costs.

Second, ask yourself if you are in the position to buy a home. Do I have enough for a down payment? Do I qualify for a zero down payment purchase? Different loan programs have different qualifications. Click here to learn about the different loan options you have available to you.

Step 2: Get Pre-qualified! Apply!

 

Rubber stamp approved
Gather important items like pay stubs, bank statements, tax returns and let a mortgage professional determine your income-to-debt ratio. This is extremely important as you will have an idea for how much house you can afford.

 

Step 3: Get a Realtor and Go look!

 

Couple meeting with estate agent
 

 

Your realtor will narrow down homes that suit your style and tastes, as well as show you homes in and around your price range.

 

Step 4: Apply for a loan!

 

mortgage app approval

Your mortgage professional will help guide you through the loan process. In many instances this can take place in as little as 30 days.

 

Apply today and start thinking about tomorrow!

For your convenience pay for your appraisal online HERE

Step 5: Start your move

 

happy couple with key of new home

There are many great guides out there to help you move. Here are a few to help you get started.

 

Countdown to Moving Day!

Moving Checklist

Room By Room Buying Checklist


Excello West Exterminating Co., Inc.

Website:
Phone:
410-876-9447
Contact:
Paul Kouvaris, Inspector
Email:
excellowest@aol.com

EXCELLO WEST EXTERMINATING CO

677 ARBOR DR
Westminster, MD 21158
(410) 876-9447
Contact: Kouvaris, Paul
Business Description: Largest Local Family Owned and Operated Exterminating Company in Carroll County.
Services: Pest Control
Service Area: Baltimore city, Baltimore, Carroll, Howard, Harford, Anne Arundel, Montgomery and Frederick counties. Also, York and Adams counties in Pennsylvania
On Angie's List Since: 9/22/2005
Free Estimates: YES
Office Hours: MON-SAT 8:00 AM-5:00 PM
Licensed: Yes, I am appropriately licensed for my trade.
(All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves.)

Fulton Mortgage Company NMLS #799161

Website:
Phone:
410-425-8236
Contact:
Laurel Santamarina
Email:
lsantamarina@fultonmortgagecompany.com

Local. Lending. Thriving.

Experience the powerful advantage of a growing mortgage company and a trusted bank working together.

By working with Fulton Mortgage Company, you can use mortgage products in conjunction with great bank products, such as home equity loans and swing loans.

With convenient locations throughout Pennsylvania, New Jersey, Maryland, Delaware, and Virginia, our family of banks offer great service and take the time to listen to your questions, concerns 
and needs.

Fulton Mortgage Company, with divisions at each bank, is a leader when it comes to mortgages. Our experienced mortgage specialists will give you the personalized attention you deserve, and the answers, expertise and support you need.


Greater Maryland Title LLC

Website:
Phone:
443-365-2943
Email:
orders@greatermdtitle.com

Welcome to Greater Maryland Title, LLC

FULL-SERVICE TITLE INSURANCE AGENCY

Greater Maryland Title offers a variety of professional title and settlement services to real estate agents, loan officers, and their prospective clients. Greater Maryland Title strives to provide exceptional customer service. Our goal is to get your transaction to settlement as quickly as possible without jeopardizing quality or accuracy. 

What We Offer

SERVICES AND BENEFITS

Some of the services we offer include but are not limited to at .

Specializing in:

Property Information:
Need information on your listing? We provide our Title Alliance clients with a copy of the most current Deed.

Not sure if your offer is reasonable? We provide our Title Alliance clients with the loan amount of the last recorded mortgage.

Let us help you make the most out of your Contract and Listing Agreement appointments. Ask us for a copy of our Settlement Checklist covering the most common documentation needed prior to closing.

Estimated Preliminary HUD’s

Title Services for Residential Sales and Refinances

Title Services for Commercial Sales and Refinances

Timely Settlements at the location of your choice


Home Land Septic Consulting, LLC

Website:
Phone:
443-995-5385
Contact:
Amy Pletz, Marketing Director
Email:
info@mdwellandseptic | Amy@mdwellandseptic |

We are well and septic testing specialists geared for real estate transactions. Our expertise and high level of efficiency provide piece of mind.

We specialize solely in well and septic testing for Real Estate Transactions. Because of such a narrow service line, we have an expertise and high level of efficiency matched by few to none.


JK Moving Services

Website:
Phone:
240-813-8341 Ext. 11280 Mobile
Contact:
Joshua Johnson, Certified Moving Consultant
Email:
Joshua.Johnson@jkmoving.com

Whether you're moving around the corner, or halfway around the world, we have the moving and storage services to help you make a smooth transition.


Perry Moving Services

Website:
Phone:
410-799-0022
Contact:
Sam Perry, Owner
Email:
Sam@perrymoving.com

Why Choose Us?

  • Family owned and operated local business.
  • Three generations of moving excellence and service.
  • Modern, state of the art, custom-designed trucks and equipment.
  • Residence Protection - carpet shield, wood floor runners, door pads, etc.
  • Integrity - We put our family name on everything!

Pillar to Post Home Inspectors

Website:
Phone:
410-804-8626
Contact:
Jim and Rachel Oslund
Email:
Rachel.oslund@pillartopost.com

Buying a home is one of the most significant decisions and one of the biggest investments you will ever make. A Pillar To Post home inspection will give you a clear, unbiased evaluation of a home's condition, answer any questions you may have, and help give you peace of mind.

An inspection of the home you are considering will help you make an informed decision during the purchase process. It will also provide you with the information you will need for any repairs and maintenance your new home may require. A professional home inspection will allow you to buy with confidence.

A pre-listing home inspection can detect previously unknown problems or potential upgrades that you may wish to address prior to selling your home. Being aware of issues in advanced will also allow for disclosure of problems when selling your home, which can result in a smoother transaction for both parties.

Repax

Website:
Phone:
1.877.REPAX44

About Repax

Mission

Repax’s mission is to make your move as easy and affordable as possible, while minimizing your impact on the environment. Repax™ is the reusable packing system, which is revolutionizing the residential and commercial moving industry. At Repax™, we understand the hassle of time-consuming tasks that come with any move. Not only will Repax™ save you time during your move, we also lessen your carbon footprint by removing the tape, single use packing materials, cardboard boxes and other less sustainable products out of the moving equation using our patented reusable moving containers to transport your valuables safely.

Repax™ is the quicker, cleaner and cheaper alternative to moving with cardboard boxes. We save you time from having to jump from one dumpster to the next searching for cardboard boxes. We provide reusable crates, which hold up to 30% more than the standard cardboard box, used for moving. Repax™ will not only drop off everything you need for a successful move (including dollies) but we’ll pick it all up when you’re done unpacking at your new location!

Move smart with Repax™ and book us for your move today!

Compare Repax

No one likes to pack and at Repax™, we know that. We are determined to make each and every move easier for you and the environment. Our crates hold more weight than your traditional cardboard box, so you can pack more in less. Once the crates are full, simply stack them on your dolly and roll them away.

Quicker. Cleaner. Cheaper.

Customers return to Repax™ because they don't want to deal with dirty cardboard boxes during or after their move. We drop off our crates and pick them up when you're done.


Short Sale Services, LLC

Website:
Phone:
301.362.5900
Contact:
Alan Weiner
Email:
awein555@gmail.com

What Is a Short Sale?

A Short sale is a great solution for both the homeowner and the bank. The bank gets the best price for a quick sale at a market price and the homeowner gets to maintain their credit and usually get relief from possible future legal actions. Short sales occur when homeowners sell their property for a price less than the amount that is owed to the bank after expenses. In order for a short sale to take place, the bank must accept a discounted payoff; the bank gets paid less than the full loan amount owed. In a short sale, homeowners can get full relief from all of their mortgage debt. The end result is the home is sold, the mortgage is satisfied and homeowners avoid a foreclosure or a bankruptcy. Also, credit ratings will usually immediately improve because credit reports show that the mortgage was paid in full.

Does It Matter Who Does a Short Sale?

Yes! On average, real estate agents only get about 15% of their short sales approved. Having experienced negotiators that handle short sales all day, every day, is very important to getting the short sale finalized.

What Are The Benefits of a Short Sale?

When a short sale is completed, it avoids a foreclosure. A foreclosure can damage credit for up to 7 years and bankruptcy for up to 10 years. Experts believe that a foreclosure is much worse than a bankruptcy to an individual’s credit.